Introduction

Document authenticity is crucial in today’s globalized world. When opening an NRE/NRO account or submitting documents for compliance, notarization adds credibility and ensures your documents are accepted across borders. But what exactly is notarization, and why is it so significant? Let’s break it down.

As per CVL-KRA (PDF), notarised documents are required if the PAN is not KYC verified as an NRI. To learn more about KYC, see What is Know Your Customer(KYC)?

What is Notarization?

Notarization is the process of certifying documents through a legal official—typically a notary public. A notary public is a certified legal professional authorized to:

• Verify the authenticity of documents.

• Witness signatures.

• Prevent fraud by ensuring documents are signed willingly and by the correct individual.

Once verified, the notary affixes a seal or stamp to confirm the document’s authenticity. This makes notarization essential in legal and financial procedures, where the validity of documents must be beyond question.

Who is authorized to notarize your documents?

The PAN card, passport, and Indian and foreign address proof have to be notarised by any one of the following authorities:

• Authorised officials of overseas branches of scheduled commercial banks registered in India.

• Public notaries.

• Court magistrate.

• Judges.

• Scheduled commercial bank or multinational banks registered with India. To view the list of banks, visit m.rbi.org.in/scripts/bs_viewcontent.aspx?Id=3657.

• Indian embassy or consulate general in the country of residence, visit eoi.gov.in/.

The attesting authority should affix a Verified with the original stamp, and mention the name, designation, signature, and date on the documents.

When are notarized documents not required to open a Zerodha DEMAT account?

Notarised documents are not required in the following cases:

• If the NRI is present in India and is visiting any of Zerodha’s offices. However, the documents must be self-attested. Carry the original documents while visiting Zerodha, along with a copy of the latest immigration stamping.

• If the current NRI address is verified in the KYC.

How does Rupeeflo simplify notarization for NRIs?

Rupeeflo ensures your documents meet all legal requirements, saving you time and effort. Whether it’s for personal, financial, or legal matters, Rupeeflo simplifies notarization for NRIs with expert guidance and support.

Rupeeflo offers:

• Online Notarization: Save time and notarize your documents from the comfort of your home.

• Affordable Rates: Avoid sky-high notary fees

• Global Accessibility: Whether you’re in the US, UK or any other country, Rupeeflo has you covered.

• Expert Guidance: Unsure which documents need notarization? Rupeeflo’s team will guide you through it all.